Financial Planning Services
Our Suite of Services Help Families Prepare, Plan, and Protect Their Future.
At Empower Wealth Management, we specialize in guiding families through the crucial years leading up to retirement. Our approach combines it all with retirement planning, tax-smart strategies, and family communication so you can retire with confidence and ensure your loved ones know your wishes. Whether you’re five years away from retirement or making big life decisions now, we help you get organized, make informed choices, and involve the people who matter most. You have access to the following:
Retirement Readiness Planning
We help you understand exactly where you stand and what steps to take to meet your retirement goals.
- Projecting income and expenses in retirement
- Timing Social Security benefits
- Aligning investments with your lifestyle plans
- Preparing for early or delayed retirement scenarios
Family Meeting Facilitation
We guide families through important conversations to make sure everyone is on the same page.
- Hosting structured, productive family meetings
- Discussing wills, trusts, and healthcare wishes
- Introducing adult children to your financial team
- Reducing confusion and preventing family conflicts
Estate & Legacy Coordination
Your wealth should pass smoothly to the next generation according to your
wishes.
- Reviewing wills, trusts, and beneficiary designations
- Coordinating with your attorney and other professionals
- Organizing important documents in one secure place
- Educating your family on where to find what they need
Tax Planning Strategies
We take a proactive approach to help you keep more of what you’ve earned.
- Planning withdrawals from retirement accounts
- Managing required minimum distributions (RMDs)
- Exploring Roth conversions and other strategies
- Coordinating with your tax professionals for seamless execution
Investment Oversight & Allocation
Your investments should be working toward your specific goals—not just
following the market.
- Building a portfolio for both growth and income
- Adjusting for risk tolerance as retirement nears
- Monitoring and rebalancing for long-term success
Organization & Planning Tools
We make it easier to manage all the moving pieces of your financial life.
- Providing a complimentary planning binder for your documents
- Creating custom checklists for retirement and estate planning
- Offering secure, easy-to-access digital organization
Ongoing Guidance & Support
Life changes, and so should your plan. We stay with you every step of the way.
Regular review meetings to keep your plan on track
Quick answers to your financial questions as they arise
Adjusting strategies as laws and your goals change