The Wealth Builder Plan
Build the Foundation Now For The Future You Want Later
Our Wealth Builder Plan is designed for young professionals, young families building wealth, and those who are more than 10 years from retirement. It's a year-long planning engagement designed to help you understand where you are today, what you're working toward, and how the accounts and financial decisions you already have fit into the bigger picture.
What We'll Work On Together
Organization
We start by getting organized and talking about your goals. We'll look at things like your income and expenses, assets and debts, retirement and investment accounts, tax return, insurance coverage, and the questions that are most important to you.
Planning
We'll begin creating your Wealth Builder Plan. We'll talk about the accounts you already have. We'll look at your workplace retirement plan, IRAs, investment accounts, bank accounts, employer benefits, savings, debt, and other pieces of your financial life. We'll help you understand how they work, how they may be taxed, and how they can support your long-term goals.
Action
We'll check in to help you work through action items, address roadblocks, review basic estate planning needs, and adjust as life changes. By our final meeting, we'll look at the progress you've made, talk about what's ahead, and discuss the habits and strategies that can help you stay consistent moving forward.
This is a No-Judgement Zone
You don't need perfectly organized finances before you come see us. You don't need to know all the right terminology. And you certainly don't need to have everything figured out.
Come as you are. We'll start there.
What Your Wealth Builder Year Looks Like
Meeting 1: Get Organized + Define Your Goals
- Discuss the information you provided to us; such as recent retirement or investment account statements, tax returns, assets and debts, income and expenses, etc.
- Address your most pressing questions and concerns
Start to discuss and clarify your lifestyle and financial goals. - Discuss cash flow, assets and liabilities, existing investment accounts, most recent tax return and insurance coverage to get the full picture.
- Gather final details to prepare for next meeting - the creation of your Wealth Building Plan
Meeting 2: Create Your Wealth Builder Plan
- Discuss the types of accounts you have such as; bank accounts, retirement plans at work, IRAs or investment accounts and other employer benefits – and their purpose, and how they can support your long-term goals.
- Review retirement projections, savings recommendations, debt reduction strategies
- Understand the purpose of your various accounts.
- Learn how each account works, how it may be taxed, and how it fits into your overall financial strategy.
- Discuss any suggested opportunities you can take advantage of.
- Review any changes that may impact your plan.
- Adjust or change action items so you can begin to implement your plan
Meeting 3: Put Your Plan Into Action
- eview your progress on action items from meeting 2; adjust as needed
- Address any of your obstacles or roadblocks.
- Address basic estate planning needs (such as reviewing beneficiaries, life insurance and estate documents.)
- Help you prioritize next steps to stay focused on your goals and maintain momentum between meetings.
Meeting 4: Consistency, Accountability, & Future Planning
- Review your progress made during the past year
- Celebrate your accomplishments and milestones
- Discuss any upcoming life transitions that could impact your financial plan
- Talk about habits and strategies that can help you stay consistent in the future
What you'll Leave With
At the conclusion of this engagement, you will have a personalized financial roadmap and a clearer understanding of the steps needed to pursue your goals. Should your needs change in the future, we would be honored to help you navigate your next chapter.